The premium problem
13 September 2012
Legal column
Employers’ liability insurance is required by law, but new attitudes to litigation make it hard to comply. Here is an insurer’s view of how businesses can help themselves.
Almost every business in the UK is required by law to have employers’ liability insurance to comply with the Employers’ Liability (Compulsory Insurance) Act 1969. Since the late sixties, however, there has been a change in attitude to litigation. The trend in the us for individuals to sue for almost anything has crossed the Atlantic. This change in culture has...