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How do you spot a professional debtor in a crowd of late payers and what do you do about it? We explain how to maintain the fine balance between bad debts and lost customers

Credit has existed in one form or another since the earliest agricultural society. Today, with clear objectives for the development of trade, it plays a positive role in commerce. But be warned, credit is mercurial and, along with its positive attributes, it has a dark, destructive side that needs to be controlled.

For many smaller companies trading on credit...

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